Stellar was created based on multiple aims as listed below.
- Micropayments: To decrease the cost of smaller transfers and offer incremental payment options to customers.
- Remittances: Send money to different countries quickly for a fraction of a cent and facilitate low-cost payments between different currencies.
- Mobile money: Make mobile money platforms interoperable. Let customers send mobile money to recipients with different providers e.g. mobile transfer from THB -> XLM -> USD.
- Social enterprises + NGO projects: Use low-cost financial services to bring about sustainable social changes.
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