What is the Origin of Ripple & XRP?

XRP was Initially created for using in Ripple which was developed by Ryan Fugger (2004), Jed McCaleb, Arthur Britto, David Schwartz (2011) and Chris Larsen (2012). They formed OpenCoin Inc. which was later renamed to Ripple Labs company and launched XRP in 2013. 100 billions XRP was created, 20% hold by creators, 80% hold by Ripple Labs and 0.2% given to researchers who volunteer in the project and charities.